Sebab tu kalau hari ini awak beli kereta pakai duit Bank, esok awak nak bayar balik dengan kereta yang sama nilai, bank takkan terima. Dia nak duit dia balik, dia bukan nak kereta. Awak yang nak sangat kereta tu.<\/p>\n\n\n\n
Kena jelas dan selalu ingat, awak BERHUTANG DUIT dengan Bank, dan kereta itu HANYALAH CAGARAN.<\/p>\n\n\n\n
Bila hutang tertunggak, Bank akan ambil balik ‘Barang Cagaran’ iaitu kereta tersebut.<\/p>\n\n\n\n
Setelah kereta ambil kembali (ditarik) oleh pihak bank, awak ada 2 pilihan samada nak tebus atau nak surrender.<\/p>\n\n\n\n
Kalau nak tebus, biasanya kena bayar jumlah tertunggak berserta kos tarik dan parking sepanjang dalam jagaan pihak bank.<\/p>\n\n\n\n
(Tapi jangan tak tau, ada perjanjian yang mewajibkan pembeli bayar ‘full payment’ sekiranya kereta sudah ditarik. Hati-hati terutama yang ‘loan credit’.)<\/p>\n\n\n\n
Sekiranya surrender atau gagal tebus balik dalam tempoh 21 hari (biasanya), maka Bank akan membuat lelongan.<\/p>\n\n\n\n
Setelah dilelong, maka awak tak ada kaitan lagi dengan kereta tersebut, tetapi hutang yang dibuat diawal pembelian tadi, TETAP MILIK AWAK.<\/p>\n\n\n\n
Awak Pemilik Hutang, itu sudah pasti. Ramai pembeli kereta sangka bila dah beli, kereta jadi dia punya. Mungkin dia lupa, kehadiran ‘Orang ke-3’ dalam proses jual beli tersebut, iaitu Bank. Ramai yang lupa, masa nak beli, duit tak cukup nak bayar harga tunai, jadi guna duit Bank dulu. Bank pinjamkan duit dia, bayar pada Penjual. Maknanya, awak HUTANG DUIT dengan Bank […]<\/p>\n","protected":false},"author":1,"featured_media":3976,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","jetpack_post_was_ever_published":false,"slim_seo":{"title":"Kereta kena tarik? - Dunia E-Hailing & P-Hailing","description":"Ramai pembeli kereta sangka bila dah beli, kereta jadi dia punya. Mungkin dia lupa, kehadiran 'Orang ke-3' dalam proses jual beli tersebut, iaitu Bank. Ramai ya"},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[715,4,3,646,312,803,1082,703,5,810,699],"tags":[304,1315,1157,1316],"class_list":["post-3975","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aplikasi","category-berita","category-ehailing","category-info","category-masyarakat","category-ngo","category-pendidikan","category-perlancongan","category-phailing","category-prihatin","category-travel","tag-bank","tag-kereta-kena-tarik","tag-longkai","tag-reposessor"],"jetpack_featured_media_url":"https:\/\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/10\/Kereta-Kena-Tarik.jpeg","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":3985,"url":"https:\/\/www.ehailing.fm\/blog\/tak-masuk-akal\/","url_meta":{"origin":3975,"position":0},"title":"Tak masuk akal","author":"PHaDmin","date":"07\/11\/2024","format":false,"excerpt":"Viral cerita budak ni nak beli Honda Civic dengan gaji RM1,700 mintak nego kaw kaw sampai RM63k. Siap ugut tak nak recommend kawan-kawan dia (kalau semua pun spesis macam dia tak recommend pun tak apa buat sakit kepala melayan). Tapi saya tak nak ulas pasal kisah dia nak beli kereta\u2026","rel":"","context":"In "Aplikasi"","block_context":{"text":"Aplikasi","link":"https:\/\/www.ehailing.fm\/blog\/category\/aplikasi\/"},"img":{"alt_text":"Tak Masuk Akal","src":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/11\/Tak-Masuk-Akal.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/11\/Tak-Masuk-Akal.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/11\/Tak-Masuk-Akal.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":2389,"url":"https:\/\/www.ehailing.fm\/blog\/repo-bank-sebenarnya-tak-boleh-tarik-kereta\/","url_meta":{"origin":3975,"position":1},"title":"Repo Bank Sebenarnya Tak Boleh Tarik Kereta.","author":"PHaDmin","date":"26\/06\/2024","format":false,"excerpt":"Bagitau juga kepada kawan-kawan anda Ada orang mengadu dulu kereta dia pernah kena tarik. Tinggal lagi setahun nak habis bayar tapi dah kena tarik. Kurang dari RM10,000 je baki. Bila ditanya tahu tak kereta sebenarnya tak boleh ditarik jika sudah bayar bayaran ansuran lebih dari 75%? Kalau nak tarik juga,\u2026","rel":"","context":"In "Berita"","block_context":{"text":"Berita","link":"https:\/\/www.ehailing.fm\/blog\/category\/berita\/"},"img":{"alt_text":"Tak Boleh Tarik Kereta","src":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/06\/Tak-Boleh-Tarik-Kereta.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":5840,"url":"https:\/\/www.ehailing.fm\/blog\/isu-starter-kereta\/","url_meta":{"origin":3975,"position":2},"title":"Isu Starter Kereta","author":"PHaDmin","date":"03\/07\/2025","format":false,"excerpt":"Malam tadi parking elok, pagi ni start tak hidup. Bunyi klik je, enjin tak mau hidup. Ramai ingat bateri kong, padahal starter motor pun boleh jadi punca. Starter motor ni kerja dia memang nampak mudah, tapi bila dia tak buat kerja, enjin langsung tak hidup. Korang tekan start banyak kali\u2026","rel":"","context":"In "Aplikasi"","block_context":{"text":"Aplikasi","link":"https:\/\/www.ehailing.fm\/blog\/category\/aplikasi\/"},"img":{"alt_text":"Starter","src":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2025\/07\/starter.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2025\/07\/starter.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2025\/07\/starter.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":6073,"url":"https:\/\/www.ehailing.fm\/blog\/isyarat-check-engine\/","url_meta":{"origin":3975,"position":3},"title":"Isyarat ‘Check Engine’","author":"PHaDmin","date":"28\/07\/2025","format":false,"excerpt":"Bawak kereta pergi pasar pagi elok je, tapi tengah jalan balik tiba-tiba kereta rasa semput. Macam susah nak \u201cbernafas\u201d sebab tekan minyak pun macam takde tenaga langsung. Mula-mula pelik jugak sebab dah tekan pedal minyak habis-habis tapi kereta bergerak macam siput. Rasa macam tengah bawak lori penuh muatan naik bukit.\u2026","rel":"","context":"In "Aplikasi"","block_context":{"text":"Aplikasi","link":"https:\/\/www.ehailing.fm\/blog\/category\/aplikasi\/"},"img":{"alt_text":"Check engine","src":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2025\/07\/Check-Engine.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2025\/07\/Check-Engine.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2025\/07\/Check-Engine.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":4173,"url":"https:\/\/www.ehailing.fm\/blog\/mg-ev4-hanya-rm104k-ev-mampu-milik\/","url_meta":{"origin":3975,"position":4},"title":"MG EV4 hanya RM104k, EV mampu milik","author":"PHaDmin","date":"20\/11\/2024","format":false,"excerpt":"Kalau di UK, pricing dia dalam 26k, maksudnya siapa yang bergaji sekitar 2k kat sana, mungkin mampu beli MG ini dan cash buy dalam masa kurang 5 tahun. Tapi kat Malaysia, ianya di RM104k. Ni harga untuk orang yang gaji 4k ke atas ajalah. Sebaiknya downpayment besar, taklaa demam bayar\u2026","rel":"","context":"In "Aplikasi"","block_context":{"text":"Aplikasi","link":"https:\/\/www.ehailing.fm\/blog\/category\/aplikasi\/"},"img":{"alt_text":"Mg Ev4","src":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/11\/MG-EV4.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/11\/MG-EV4.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/11\/MG-EV4.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/11\/MG-EV4.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":4113,"url":"https:\/\/www.ehailing.fm\/blog\/bahana-beli-kereta-mahal\/","url_meta":{"origin":3975,"position":5},"title":"Bahana Beli Kereta Mahal","author":"PHaDmin","date":"17\/11\/2024","format":false,"excerpt":"Beli kereta mahal-mahal buat apa kalau tak boleh tidur dalam kereta.. 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Awak Pemilik Kereta, itu belum tentu.<\/p>\n\n\n\n![\"Kereta](\"https:\/\/www.ehailing.fm\/blog\/wp-content\/uploads\/2024\/10\/Kereta-Kena-Tarik.jpeg\")
<\/figure>\n","protected":false},"excerpt":{"rendered":"